Welcome to Our Online Loan Referral Service

4.8 5 reviews

1494 Saratoga Ave, San Jose, CA 95129, USA
+1 (408) 374-2400
blw.unionbank.com
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

Feedback about Union Bank?

Here you grapple with the feedback of our clients.

Not the first time I use Union Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps out a lot when money is urgently needed.

Eve Hauck

Thanks to the specialists for the competent service. They assisted in difficult times. For application you only need an ID.

Dr. Eula Monahan DDS

I have a problem with paying off a loan at another service. It is inconvenient to borrow from relativies. Therefore, I decided to contact Union Bank. They really helped out.

Ms. Yadira Bernier PhD

The money are deposited to my bank account. I cover obligations through my personal account. The payment is efficient and quick. Pay on time and there will be no problems.

Ernie Lang

Yesterday I needed extra funds, I decided to contact Union Bank. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.

Miss Cassie Osinski II

Pay Attention

Further there will be shown the details about not a certain lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in San Jose, Illinois

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in San Jose, Illinois is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Union Bank help take out a payday loan in San Jose, Illinois?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by payday lenders to issue a loan. The lender process many aspects such as financial solvency to approve the form. Payday loans in San Jose, Illinois may help enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

APR Calculator

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