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4.6 9 reviews
Loan agency in San Jose, California

5707 Cottle Rd, San Jose, CA 95123, USA
+1 (669) 333-5833
familytitleloans.org
Friday
8AM–6PM
Saturday
8AM–6PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
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The above-given information provides the details about a specific lender. The information below is about common information about payday loans.

Payday Loans in San Jose, Illinois

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online payday loans can be the right solution to your temporary financial difficulties in San Jose , Illinois because they are easily approved and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on other factors. They will check your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in San Jose, California

AltaOne Federal Credit Union

1115 King Ave, Ridgecrest, CA 93555, USA

+1 (760) 371-7000

altaone.org

BBVA Bank

40440 Margarita Rd, Temecula, CA 92591, USA

+1 (951) 308-6500

www.bbvausa.com

Oportun

6801 Atlantic Ave, Bell, CA 90201, USA

+1 (866) 488-6090

oportun.com

Check `n Go

920 Colusa Ave Suite B, Yuba City, CA 95991, USA

+1 (530) 671-2200

Lucky Check Cashing

1028 Mission St, San Francisco, CA 94103, USA

+1 (415) 558-8265

East West Bank

3920 Peck Rd, El Monte, CA 91732, USA

+1 (626) 579-5450

www.eastwestbank.com

Advance America

1821 E Hammer Ln, Stockton, CA 95210, USA

+1 (209) 478-1347

www.advanceamerica.net

Homebridge Financial Services, Inc.

2945 Townsgate Rd STE 100, Westlake Village, CA 91361, USA

+1 (805) 242-5762

www.homebridge.com

Union Bank

1678 S Mission Rd, Fallbrook, CA 92028, USA

+1 (760) 723-0611

blw.unionbank.com

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