Welcome to Our Online Loan Referral Service

5 2 reviews
Loan agency in San Jose, California

410 E Santa Clara St UNIT 805, San Jose, CA 95113, USA
+1 (530) 782-5658
12mloans.com
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–6PM
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM

Domain Info

Created Date

2021-03-18

Mailing Address

Kalkofnsvegur 2, Reykjavik, Capital Region, 101, Iceland

Company Name

Withheld for Privacy Purposes

Privacy service provided by Withheld for Privacy ehf

Contact Data

[email protected]

+354.4212434

What people think about 12M Bad Credit Loans?

Below you see some of the opinions of our clients.

I needed $1000 to buy a suit for a party. The only way out was to apply for a payday loan. Found a lot of lenders on the Internet. 12M Bad Credit Loans seemed the most transparent company in San Jose.

Abe Spencer

Recently I urgently needed money to pay for a wedding. I submitted an application form via the website of 12M Bad Credit Loans. I entered the basic personal information. No phone calls. The necessary loan was approved within 15 minutes. The money was sent to my bank account within 2 hours. Awesome lender!

Ally Thompson

A couple of days ago I urgently needed cash to pay for a son’s college. I submitted an application form via the website of 12M Bad Credit Loans. I entered the basic personal information. No phone calls. The necessary loan was approved within 10 minutes. The money was deposited to my bank account within 3 hours. Legit service!

Prof. Kayden Huels

Pay Attention

The previous three items charactirize a specific company. But below you can read general details about payday loans.

Payday Loans in San Jose, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in San Jose, Illinois is are easy to get. The APR is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in San Jose, il approve borrowers with poor credit. You can apply for a bad credit payday loan online at any time of the day and if successful could have the funds in your account within several hours.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.

APR Calculator

Other Payday Lenders in San Jose, California

OneMain Financial

420 N 11th Ave #107, Hanford, CA 93230, USA

+1 (559) 583-9007

www.onemainfinancial.com

American Riviera Bank San Luis Obispo Branch & Lending Center

1085 Higuera St, San Luis Obispo, CA 93401, USA

+1 (805) 965-5942

www.americanriviera.bank

Variety Bad Credit Loans

6650 Dublin Blvd, Dublin, CA 94568, USA

+1 (925) 281-4825

varietybcl.com

Fast Bad Credit Loans

134 E Yosemite Ave, Madera, CA 93638, USA

+1 (559) 282-2367

fastbcl.com

OneMain Financial

1571 S Harbor Blvd, Fullerton, CA 92832, USA

+1 (714) 441-1296

www.onemainfinancial.com

Bank of America ATM

9000 Ming Ave Suite R3, Bakersfield, CA 93311, USA

+1 (844) 401-8500

Tri Counties Bank ATM

1223 Broadway St, Eureka, CA 95501, USA

+1 (800) 922-8742

www.tcbk.com

Checkmate

9211 Clairemont Mesa Blvd #102, San Diego, CA 92123, USA

+1 (858) 277-1000

www.callcheckmate.com

Kinecta Federal Credit Union - El Segundo

2000 E Imperial Hwy, El Segundo, CA 90245, USA

+1 (800) 854-9846

www.kinecta.org

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