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What people think about Patelco Credit Union?
Below you get acquainted with some of the testimonials of our clients.
The staff is the best.
Samir Keebler
I replied with questions and til this day she has not responded back.
Elsa Williamson
Absolutely love these guys!!!
Destin Thompson
Important
The above-given information provides the details about a specific lender. The information below is about general information about payday loans.
Payday Loans in San Jose, Illinois
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Cash advance loans may be an easy and fast solution to a short-term problem in San Jose, Illinois. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a cash advance, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in San Jose, California
The Police Credit Union
4060 S El Camino Real suite f, San Mateo, CA 94403, USA
+1 (800) 222-1391
www.thepolicecu.org
5 Star Car Title Loans
1632 Sierra Gardens Dr, Roseville, CA 95661, USA
+1 (916) 347-4877
5starloans.com
Westamerica Bank
2130 Chester Ave #100, Bakersfield, CA 93301, USA
+1 (661) 864-4900
www.westamerica.com
Grandpoint Bank
6491 Edinger Ave, Huntington Beach, CA 92647, USA
+1 (714) 230-8770
www.grandpointbank.com
