What people think about B & J Check Cashing?
Below you get acquainted with some of the testimonials of our clients.
I asked B & J Check Cashing for a loan. Everything was done very fast. Had the money in my account the next evening. Employees are very caring. Pleasant experience!
Granville Fahey
I needed $400 to buy a dress on a sale. The only solution was to apply for a cash advance. Found a lot of loan providers on the Internet. B & J Check Cashing is the most legit lender in San Jose.
Hertha Greenholt
I applied for a $1,000 loan when I needed money after car accident. There simply was no other solution. I found this website on the Internet. Other lender charged sky high rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I requested.
Amya Prosacco
Thanks!! The funds were deposited to my bank account as promised – the next morning. I closed the debt after a week and had no complaints. The process is easy and transparent. Be a responsible client and you will have no issues.
Vernon Lockman
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in San Jose, Illinois
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in San Jose, Illinois is are simple to get. The interest rate is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.
To get accepted for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was created to quickly calculate the APR. It’s easy to find out the exact cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in San Jose, California
SchoolsFirst Federal Credit Union - Cypress
6828 Katella Ave, Cypress, CA 90630, USA
+1 (800) 462-8328
www.schoolsfirstfcu.org
Redwood Credit Union
1205 N Dutton Ave, Santa Rosa, CA 95401, USA
+1 (707) 545-4000
www.redwoodcu.org
