Welcome to Our Online Loan Referral Service

4.3 7 reviews

2306 Almaden Rd #160, San Jose, CA 95125, USA
+1 (408) 723-6545
Sunday
Closed
Monday
8:30AM–6:30PM
Tuesday
8:30AM–6:30PM
Wednesday
8:30AM–6:30PM
Thursday
8:30AM–6:30PM
Friday
8:30AM–6:30PM
Saturday
9AM–5PM

What people think about B & J Check Cashing?

Below you get acquainted with some of the testimonials of our clients.

I asked B & J Check Cashing for a loan. Everything was done very fast. Had the money in my account the next evening. Employees are very caring. Pleasant experience!

Granville Fahey

I needed $400 to buy a dress on a sale. The only solution was to apply for a cash advance. Found a lot of loan providers on the Internet. B & J Check Cashing is the most legit lender in San Jose.

Hertha Greenholt

I applied for a $1,000 loan when I needed money after car accident. There simply was no other solution. I found this website on the Internet. Other lender charged sky high rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I requested.

Amya Prosacco

Thanks!! The funds were deposited to my bank account as promised – the next morning. I closed the debt after a week and had no complaints. The process is easy and transparent. Be a responsible client and you will have no issues.

Vernon Lockman

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in San Jose, Illinois

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in San Jose, Illinois is are simple to get. The interest rate is individual for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in San Jose, California

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www.prestamoseasyloan.com

Get Auto Title Loans

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+1 (951) 381-0760

getautotitleloans.com

U.S. Bank Branch

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+1 (760) 200-2450

locations.usbank.com

Family Car Title Loans

122 W Wilshire Ave, Fullerton, CA 92832, USA

+1 (657) 222-3226

familytitleloans.org

Super G Capital, LLC

23 Corporate Plaza Dr #100, Newport Beach, CA 92660, USA

+1 (800) 631-2423

www.supergcapital.com

Montana Capital Car Title Loans

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+1 (562) 991-6950

montanacapital.com

Bank of Marin

501 Sir Francis Drake Blvd, Greenbrae, CA 94904, USA

+1 (415) 785-1565

www.bankofmarin.com

SchoolsFirst Federal Credit Union - Orangevale

6000 Main Ave, Orangevale, CA 95662, USA

+1 (916) 569-5400

www.schools.org

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