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3991 S Higuera St, San Luis Obispo, CA 93401, USA
+1 (800) 872-2657
www.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank ATM - San Luis Obispo?

Below you find some of the opinions of our customers.

I have already used this lender 2 times and I was very happy with the rates. This is the only 24/7 website with reasonable rates in my area.

Mr. Imani Harber IV

U.S. Bank ATM - San Luis Obispo seems nice. Used it twice. The first cash advance approved was small – $100, but next time the limit was increased to $600. Paid off the loan on schedule. The employees were friendly, they gave detailed answers to all my questions. No issues. But their rates are not the lowest on the net.

Ms. Erika Bradtke

I applied for the first cash advance in my life, was approved immediately despite the fact that I had low credit score. I repaid it early. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!

Hilbert Abernathy

It decided to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via U.S. Bank ATM - San Luis Obispo. Took out 3 small loans, one after another, and repaid them on schedule. My credit history improved! It worked! Very happy.

Wilton Hettinger

I recommend U.S. Bank ATM - San Luis Obispo to every person who need extra money. I’ve been using them for 4th time. Always amazing service!

Carmella Rowe

Important

Above there is information about a precise lender. Below you can read common features of payday loans.

Payday Loans in San Luis Obispo, California

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in San Luis Obispo, California. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to taking out a bank loan. A payday loan can rescue consumers who have low credit scores or have no credit history. But we advise you that as with any debt you should only dare applying for a payday loan if you are convinced that you can afford payments without delays.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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Bank of America ATM

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