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5 24 reviews

1144 Morro St, San Luis Obispo, CA 93401, USA
+1 (805) 762-4734
www.ppbi.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2002-03-01

Mailing Address

Company Name

Contact Data

Feedback about Pacific Premier Bank?

Here you get acquainted with the feedback of our clients.

I am so grateful for the people I know who work here.

Esperanza Bauch

Uncommonly personable and helpful service!!!

Reuben Lebsack

I absolutely love the customer service I get.

Taurean Leannon

Pay Attention

Above-shown info provides the details about a exact lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in San Luis Obispo, California

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in San Luis Obispo, ca. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Pacific Premier Bank help issue a payday loan in San Luis Obispo, California?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in San Luis Obispo, California. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in San Luis Obispo, California

Check Into Cash

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+1 (310) 816-0047

local.checkintocash.com

First Republic Bank

601 N Sepulveda Blvd, Manhattan Beach, CA 90266, USA

+1 (424) 408-6088

www.firstrepublic.com

Money Mart

1245 E Florida Ave, Hemet, CA 92543, USA

+1 (951) 652-4477

www.moneymart.com

United Car Title Loans

3435 Thousand Oaks Blvd #7381, Thousand Oaks, CA 91362, USA

+1 (805) 500-8332

www.unitedcartitleloans.com

Bank of the Sierra

402 W Ojai Ave #102, Ojai, CA 93023, USA

+1 (805) 646-9909

www.bankofthesierra.com

MVP Car Title Loans

996 S King Rd A, San Jose, CA 95116, USA

+1 (408) 755-3358

mvpautotitleloan.com

EZ Cash Plus INC.

1928 Springs Rd, Vallejo, CA 94591, USA

+1 (707) 644-0638

First California Federal Credit Union

2525 E Shields Ave, Fresno, CA 93726, USA

+1 (888) 748-3266

ACE Cash Express

1664 E March Ln Suite 1, Stockton, CA 95210, USA

+1 (209) 474-7280

www.acecashexpress.com

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