Welcome to Our Online Loan Referral Service

3.7 6 reviews

1220 Osos St, San Luis Obispo, CA 93401, USA
+1 (805) 543-5839
www.slocu.com
Thursday
9:30AM–3:30PM
Friday
9:30AM–3:30PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–3:30PM
Tuesday
9:30AM–3:30PM
Wednesday
9:30AM–3:30PM

Domain Info

Created Date

2004-06-10

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about SLO Credit Union?

Here you read the feedback of our clients.

Full service shared branching, personalized service, and kid-friendly!

Leanna Sporer

I miss the original staff, but the people that are there now seem very friendly.

Laura Reynolds

Fair rates and helpful staff.

Autumn Stark

Pay Attention

Above-shown info offers the details about a exact lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in San Luis Obispo, California

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in San Luis Obispo, California is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will SLO Credit Union help take out a loan in San Luis Obispo, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in San Luis Obispo, California. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in San Luis Obispo, California

OneMain Financial

520 Broadway #4, Chula Vista, CA 91910, USA

+1 (619) 213-1245

www.onemainfinancial.com

Advance America

1453 W Yosemite Ave, Manteca, CA 95337, USA

+1 (209) 825-9491

www.advanceamerica.net

PrideCo Loans

120 Newport Center Dr, Newport Beach, CA 92660, USA

+1 (949) 303-1300

www.pridecoloans.com

MoneyGram

1274 W Henderson Ave, Porterville, CA 93257, USA

+1 (559) 781-0522

locations.moneygram.com

Menlo Survey Federal Credit Union

345 Middlefield Rd, Menlo Park, CA 94025, USA

+1 (650) 323-2493

menlosurveyfcu.com

5 Star Car Title Loans

200 N Hayes Ave, Oxnard, CA 93030, USA

+1 (805) 201-1281

5starloans.com

Bank of America ATM

27311 Ortega Hwy, San Juan Capistrano, CA 92675, USA

+1 (844) 401-8500

locators.bankofamerica.com

Sabie Finance

25845 Railroad Ave, Santa Clarita, CA 91355, USA

+1 (661) 259-0071

www.sabiefinance.com

U.S. Bank Branch

767 E Blithedale Ave, Mill Valley, CA 94941, USA

+1 (415) 388-4101

locations.usbank.com

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