Domain Info
Created Date
2004-06-10
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Feedback about SLO Credit Union?
Here you read the feedback of our clients.
Full service shared branching, personalized service, and kid-friendly!
Leanna Sporer
I miss the original staff, but the people that are there now seem very friendly.
Laura Reynolds
Fair rates and helpful staff.
Autumn Stark
Pay Attention
Above-shown info offers the details about a exact lending company. Below-shown info is oriented on shared information about payday loans.
Payday Loans in San Luis Obispo, California
A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.
Such financial products as payday loan in San Luis Obispo, California is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more favorable rates a borrower will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will SLO Credit Union help take out a loan in San Luis Obispo, California?
- 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
What data to fill in in the application? - General Info
To submit an application, every client should enter the following data:
Then you have to press a Submit button and get a decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in San Luis Obispo, California. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit score into a favorable one.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in San Luis Obispo, California
Alaska USA Federal Credit Union
15961 Apple Valley Rd, Apple Valley, CA 92307, USA
+1 (800) 525-9094
www.alaskausa.org
Bank of America ATM
1480 Pollard Rd, Los Gatos, CA 95032, USA
+1 (844) 401-8500
locators.bankofamerica.com
First Bank - Lobby by Appointment Only
14376 Culver Dr A, Irvine, CA 92604, USA
+1 (949) 551-6828
www.first.bank
Founders Community Bank, a division of Premier Valley Bank
237 Higuera St, San Luis Obispo, CA 93401, USA
+1 (805) 543-6500
www.premiervalleybank.com
Patelco Credit Union
15100 Hesperian Blvd, San Leandro, CA 94578, USA
+1 (800) 358-8228
www.patelco.org
