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Loan agency in San Luis Obispo, California

1204 Nipomo St, San Luis Obispo, CA 93401, USA
+1 (805) 541-3444
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

What people think about San Luis Financial?

Below you read some of the opinions of our clients.

San Luis Financial seems fair. At least they have no hidden fees. This was the only company that approved me for a cash advance.

Orval VonRueden

I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had debts already. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my city charge sky high interest!

Dena Kuvalis

Recently I experienced the most unpleasant situation in my life. I urgently needed $700 to deal with medical bills. This institution assisted me immediately. They were the only website that accepted me for the necessary amount. I solved all my troubles. I will definitely recommend this lender to my family. Best service in my life.

Elva VonRueden

They approve applicants instantly and transfer money the same day. But beware – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Rhiannon Berge

Thank you San Luis Financial for assisting me when I needed funds urgently to pay for car repair. I have applied through this company once and everything was nice. This is the most reliable lender with no hidden fees. Highly recommended!!!

Mrs. Lulu Wyman

I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had debts already. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!

Gina Ortiz

Pay Attention

The previous three items charactirize a precise financial institution. But below you can find common information about payday loans.

Payday Loans in San Luis Obispo, California

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in San Luis Obispo, California. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to taking out a bank loan. A payday loan can save consumers who have low credit scores or have no credit history. But we advise you that as with any loan you should only consider applying for a payday loan if you are confident that you can make payments on scheduled.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in San Luis Obispo, California

Bank of the West - ATM

494 Magnolia Ave, Larkspur, CA 94939, USA

+1 (800) 488-2265

www.bankofthewest.com

CoastHills Credit Union

1580 W Branch St, Arroyo Grande, CA 93420, USA

+1 (805) 733-7600

www.coasthills.coop

KeyPoint Credit Union

1055 E Brokaw Rd, San Jose, CA 95131, USA

+1 (888) 255-3637

kpcu.com

Chris Granger & John Carnahan - Bay Equity Home Loans

1512 Webster St suite b, Alameda, CA 94501, USA

+1 (415) 987-8489

www.bayequityhomeloans.com

Hanmi Bank ATM

4637 Convoy St, San Diego, CA 92111, USA

+1 (855) 773-8778

www.hanmi.com

Monterey Credit Union- ATM

26135 Carmel Rancho Blvd, Carmel-By-The-Sea, CA 93923, USA

+1 (831) 647-1000

www.montereycu.com

Express Bad Credit Loans

3292 N Naglee Rd, Tracy, CA 95304, USA

+1 (209) 850-7465

www.expressbcl.com

Monterey Financial Services, LLC

4095 Avenida De La Plata, Oceanside, CA 92056, USA

+1 (760) 639-3500

www.montereyfinancial.com

Pacific Valley Bank

498 Alvarado St, Monterey, CA 93940, USA

+1 (831) 645-6560

www.pacificvalleybank.com

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