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Loan agency in San Luis Obispo, California

1204 Nipomo St, San Luis Obispo, CA 93401, USA
+1 (805) 541-3444
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
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What people think about San Luis Financial?

Below you read some of the opinions of our clients.

Pay Attention

The previous three items charactirize a precise financial institution. But below you can find common information about payday loans.

Payday Loans in San Luis Obispo, California

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in San Luis Obispo, California. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to taking out a bank loan. A payday loan can save consumers who have low credit scores or have no credit history. But we advise you that as with any loan you should only consider applying for a payday loan if you are confident that you can make payments on scheduled.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in San Luis Obispo, California

Priority One Credit Union

1631 Huntington Dr, South Pasadena, CA 91030, USA

+1 (877) 762-8663

www.priorityonecu.org

800LoanMart Headquarters

15400 Sherman Way UNIT 170, Van Nuys, CA 91406, USA

+1 (213) 213-9605

www.800loanmart.com

Tri Counties Bank ATM

975 El Camino Real, South San Francisco, CA 94080, USA

+1 (800) 922-8742

www.tcbk.com

Navy Federal Credit Union ATM

6365 Valley Springs Pkwy, Riverside, CA 92507, USA

+1 (888) 842-6328

www.navyfederal.org

Land Home Financial Services - Mt Shasta

622 N Mt Shasta Blvd, Mt Shasta, CA 96067, USA

+1 (530) 918-2600

mortgage.lhfs.com

Bank of the West

1633 1st St, Escalon, CA 95320, USA

+1 (209) 838-7371

www.bankofthewest.com

HomeStreet Bank and Affinity Lending Center

26640 Western Ave Suite N and J, Harbor City, CA 90710, USA

+1 (626) 646-1794

www.homestreet.com

CoastHills Credit Union

3880 Constellation Rd, Lompoc, CA 93436, USA

+1 (805) 733-7600

www.coasthills.coop

Wells Fargo Bank

24301 Paseo De Valencia, Laguna Woods, CA 92637, USA

+1 (949) 586-5101

www.wellsfargo.com

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