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Feedback about American Riviera Bank San Luis Obispo Branch & Lending Center?
Here you read the feedback of our customers.
Friendly staff and absolutely beautiful on the inside!
Mrs. Hettie O'Connell
Customer service has dwindled at this location.
Jamir Aufderhar
A faithful and extremely happy customer.
Jessie Hilpert
Pay Attention
Further there will be shown the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific aspects.
Payday Loans in San Luis Obispo, California
A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.
It is easy and fast to issue loans in San Luis Obispo, California. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most favorable terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will American Riviera Bank San Luis Obispo Branch & Lending Center help issue a payday loan in San Luis Obispo, California?
- Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with person-related data. It will take some minutes to review the form. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every client should fill out the following data:
After filling out an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in San Luis Obispo, ca consider this circumstance not a drawback to take out a loan. The borrower of a loan should be ready to objectively assess financial solvency, take out a loan, repay the debt on a due date and not only cope with current problems, but improve the credit score.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.
APR Calculator
Other Payday Lenders in San Luis Obispo, California
Principal Financial Group
20 E San Joaquin St, Salinas, CA 93901, USA
+1 (831) 246-6291
www.principal.com
East West Bank
468 Barber Ln Building G, Unit #380A, Milpitas, CA 95035, USA
+1 (408) 383-0988
www.eastwestbank.com
United Security Bank ATM not US bank
6741 N Riverside Dr, Fresno, CA 93722, USA
+1 (888) 683-6030
www.unitedsecuritybank.com
