Welcome to Our Online Loan Referral Service

3.2 9 reviews

1085 Higuera St, San Luis Obispo, CA 93401, USA
+1 (805) 965-5942
www.americanriviera.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about American Riviera Bank San Luis Obispo Branch & Lending Center?

Here you read the feedback of our customers.

Friendly staff and absolutely beautiful on the inside!

Mrs. Hettie O'Connell

Customer service has dwindled at this location.

Jamir Aufderhar

A faithful and extremely happy customer.

Jessie Hilpert

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in San Luis Obispo, California

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

It is easy and fast to issue loans in San Luis Obispo, California. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will American Riviera Bank San Luis Obispo Branch & Lending Center help issue a payday loan in San Luis Obispo, California?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in San Luis Obispo, ca consider this circumstance not a drawback to take out a loan. The borrower of a loan should be ready to objectively assess financial solvency, take out a loan, repay the debt on a due date and not only cope with current problems, but improve the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in San Luis Obispo, California

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U.S. Bank ATM - Lakeside - Albertsons

9560 Winter Gardens Blvd, Lakeside, CA 92040, USA

+1 (800) 872-2657

usbank.com

Montana Capital Car Title Loans

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+1 (619) 304-3533

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USA Check Center (formerly Check Center)

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+1 (619) 407-4100

www.usacheckcashingstore.com

Tulare Advance-Register

330 N West St, Visalia, CA 93291, USA

+1 (559) 688-0521

Redwood Credit Union

1010 Grant Ave, Novato, CA 94945, USA

+1 (800) 479-7928

www.redwoodcu.org

Arrowhead Credit Union

33598 Yucaipa Blvd, Yucaipa, CA 92399, USA

+1 (800) 743-7228

www.arrowheadcu.org

Smart Financial Solutions

10811 Washington Blvd # 370, Culver City, CA 90232, USA

+1 (310) 280-7788

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