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Loan agency in San Luis Obispo, California

570 Marsh St, San Luis Obispo, CA 93401, USA
+1 (805) 781-8001

Feedback about First Source Financial?

Here you see the reviews of our customers.

A good payday lender. It quickly reviewed the application and deposited the funds to my credit card.

Ismael Nolan

I often take out a loan to a card in First Source Financial. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Eveline Stoltenberg MD

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Hugh Miller

I issued a loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One refused, the other issued at too high a rate, but here it was approved as I wanted.

Dr. Mathilde Reichel IV

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in San Luis Obispo, California

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and fast to issue loans in San Luis Obispo, California. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will First Source Financial help issue a loan in San Luis Obispo, California?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial abilities to approve the form. Cash advance in San Luis Obispo, California may help enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in San Luis Obispo, California

Hanmi Bank Loan Center

3099 W Olympic Blvd, Los Angeles, CA 90006, USA

+1 (213) 382-2200

www.hanmi.com

EZPaydayCash

16162 Kipling Cir, Westminster, CA 92683, USA

www.ezpaydaycash.com

Ranch Town Real Estate

30860 Lakeview Ave, Nuevo, CA 92567, USA

+1 (951) 928-1962

Check Into Cash

1234 E Main St, Barstow, CA 92311, USA

+1 (760) 255-3411

local.checkintocash.com

Central Valley Community Bank

120 N Floral St, Visalia, CA 93291, USA

+1 (559) 625-8733

www.cvcb.com

Union Bank

400 Manhattan Beach Blvd, Manhattan Beach, CA 90266, USA

+1 (310) 374-9746

blw.unionbank.com

Bank of the Sierra

5775 E Kings Canyon Rd, Fresno, CA 93727, USA

+1 (559) 458-7350

www.bankofthesierra.com

Bank of America ATM

1564 W Grand Ave, Grover Beach, CA 93433, USA

+1 (844) 401-8500

locators.bankofamerica.com

Eash Cash Systems

2028 E Highland Ave, San Bernardino, CA 92404, USA

+1 (909) 425-5489

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