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4 5 reviews

1451 S Seaside Ave, San Pedro, CA 90731, USA
+1 (310) 832-0227
boptifcu.com
Tuesday
6AM–4PM
Wednesday
6AM–4PM
Thursday
6AM–4PM
Friday
6AM–4PM
Saturday
Closed
Sunday
Closed
Monday
6AM–4PM

Domain Info

Created Date

1999-10-12

Mailing Address

96 Mowat Ave, Toronto, ON, M4K 3K1, Canada

Company Name

Contact Privacy Inc. Customer 1248528089

Contact Privacy Inc. Customer 1248528089

Contact Data

[email protected]

+1.4165385487

Feedback about Bopti Federal Credit Union?

Here you get acquainted with the feedback of our customers.

Great Credit Union the staff is excellent.

Candido Gleichner

Recently new building in the parking lot adjacent to the prison.

Nathaniel Carroll

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in San Pedro, California

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in San Pedro, California is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates you will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bopti Federal Credit Union help issue a loan in San Pedro, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Lenders in San Pedro, ca consider this circumstance not a hindrence to take out a loan. The recipient of a cash advance should be prepared to objectively assess financial solvency, take out a loan, repay the debt on schedule and not only resolve current problems, but enhance the credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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