Welcome to Our Online Loan Referral Service

3.3 7 reviews

2415 San Ramon Valley Blvd Suite 11, San Ramon, CA 94583, USA
+1 (800) 358-8228
www.patelco.org
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Patelco Credit Union?

Here you read the reviews of our customers.

Everyone I have met on staff has always been very friendly and helpful.

Dianna Simonis

Said technical error and wouldn’t return my money back.

Ashton Pfeffer

Pay Attention

Lending companies are described in the first three points. Below info shows general information about payday loans.

Payday Loans in San Ramon, California

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Problem-free financial products are considered as payday loans in San Ramon, ca. They are issued at individual interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Patelco Credit Union help take out a payday loan in San Ramon, California?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in San Ramon, ca will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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