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Feedback about Patelco Credit Union?
Here you get acquainted with the feedback of our customers.
Patelco Credit Union seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular clients. When paying off a debt, a transfer fee is not taken, although this is a bonus.
Prof. Mercedes Reilly IV
The loan is deposited easily and quickly. There is a minus - a great rate when repaying a loan.
Dr. Lelia Green
Pay Attention
The first three points describe the certain lending company. In other turn, below-specified info makes people get acquainted shared information about payday loans.
Payday Loans in San Ramon, California
Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.
Hassle-free financial products are considered as payday loans in San Ramon, ca. They are issued at individually-set interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Patelco Credit Union help take out a payday loan in San Ramon, California?
- Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
- No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
- Fast and high approval level. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
What data to fill in in the application? - General Info
To leave an application, every customer should enter the following data:
Then a customer should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in San Ramon, California. They estmate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.
APR Calculator
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