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5 reviews
Loan agency in San Ramon, California

2420 Camino Ramon # 112, San Ramon, CA 94583, USA
+1 (800) 680-3002
www.engsfinance.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

2004-01-31

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Engs Commercial Finance?

Below you read some of the testimonials of our customers.

Engs Commercial Finance rescued me in a desperate time. They approved me for a cash advance although I had credit problems. The process was easy and fast. I value their exceptional customer support service and competitive rates. I will 100% recommend this website to my relatives and friends.

Mrs. Marjorie Denesik

Engs Commercial Finance seems fair. Used it twice. The first payday loan approved was small – $300, but next time the limit was increased to $600. Paid off the loan even earlier. The managers were friendly, they gave clear answers to all my questions. No troubles. But their interest rates are not the lowest on the net.

Jeremy Kreiger

Recently I needed $1000 to cover car repair bills. I decided to contact Engs Commercial Finance. They only approved me for $500 but the process itself was transparent, and their rates were attractive.

Deshaun McGlynn II

Easy application. I only entered an ID and a bank account. Immedaite processing. The first time I was accepted for $400 only. Hope the available amount will increase next time. APR is competitive. Paid back the debt on time. If you wish, the term can be also extended.

Celestine Emard

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in San Ramon, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans in San Ramon, California is are easy to get. The interest rate is specific for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments in good time.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

APR Calculator

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