Welcome to Our Online Loan Referral Service

5 4 reviews

33 E Carrillo St, Santa Barbara, CA 93101, USA
+1 (805) 280-4700
www.fmb.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-03-10

Mailing Address

California, United States

Company Name

Contact Data

Feedback about Farmers & Merchants Bank?

Here you get acquainted with the feedback of our clients.

Wonderful staff, incredibly accommodating.

Dr. Arnold Toy MD

This bank has been a nice addition to town.

Reta Hoeger

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Santa Barbara, California

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in Santa Barbara, ca. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Farmers & Merchants Bank help issue a loan in Santa Barbara, California?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Santa Barbara, ca will assess other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Santa Barbara, California

MoneyGram

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+1 (760) 770-1790

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5 Star Car Title Loans

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+1 (916) 347-4877

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Bank of the West

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+1 (707) 994-6483

www.bankofthewest.com

Bank of the West

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+1 (510) 935-7012

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Hayward Simple Car Title Loans

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+1 (510) 683-5628

Bank of Hemet

1555 W Florida Ave, Hemet, CA 92543, USA

+1 (951) 766-4100

www.bankofhemet.com

Bank of Southern California NA

1315 Main St, Ramona, CA 92065, USA

+1 (760) 788-8788

www.banksocal.com

Alterra Home Loans

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+1 (619) 754-8454

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USA Title Loan Services – Loanmart Victorville

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+1 (760) 486-2812

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