Welcome to Our Online Loan Referral Service

5 8 reviews

1035 State St, Santa Barbara, CA 93101, USA
+1 (805) 979-4422
www.ppbi.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2002-03-01

Mailing Address

Company Name

Contact Data

Feedback about Pacific Premier Bank?

Here you read the feedback of our customers.

Great service - Great rates and terms.

Austin Hoppe

Great to work with such a friendly and professional group of people.!

Treva Wyman PhD

Friendly, personable and always ready to help.

Zelda Kling DDS

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Santa Barbara, California

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Santa Barbara, California is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a borrower will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Pacific Premier Bank help issue a loan in Santa Barbara, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Santa Barbara, California. They rate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

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