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What people think about Montecito Bank & Trust?
Below you get acquainted with some of the testimonials of our clients.
Thank you Montecito Bank & Trust for assisting me when I needed cash urgently to pay for treatment. I have applied through this website 4 times and everything was OK. This is the most reliable lender with no hidden fees. Highly recommended!!!
Mae Dooley
Montecito Bank & Trust seems good. They rescued me twice. The first cash advance approved was small – $500, but next time the limit was increased to $800. Closed the loan on due date. The employees were amazing, they gave clear answers to all my questions. No troubles. But their interest rates are average.
Judge Ryan
Recently I had the most unpleasant situation in my life. I suddenly needed $600 to deal with utility bills. This lender helped me immediately. They were the only company that accepted me for the requested amount. I sorted out all my problems. I will definitely recommend this company to my friends. Best service ever.
Dr. Modesto Reinger
Good website with reasonable rates. They deposited immediately, as promised. I will use Montecito Bank & Trust again if I need financial assistance.
Ernie Kihn
Pay Attention
Now you can see general features of payday loans.
Payday Loans in Santa Barbara, California
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Santa Barbara, California. Loans from payday lenders can get you funds same day. Your APR will depend on a few things.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Payday loans are created for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Santa Barbara, ca welcome individuals with poor credit. You can request a bad credit payday loan on the net 24/7 and if accepted could have the funds in your account within several hours.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your loan.
APR Calculator
Other Payday Lenders in Santa Barbara, California
Bank of America ATM
1564 W Grand Ave, Grover Beach, CA 93433, USA
+1 (844) 401-8500
locators.bankofamerica.com
Beach Loan Services Pawn Shop
10551 Beach Blvd, Stanton, CA 90680, USA
+1 (714) 827-9796
beachloanservices.com
Lendmark Financial Services LLC
2125 S Broadway Suite 107, Santa Maria, CA 93454, USA
+1 (805) 346-8726
www.lendmarkfinancial.com
Edward Jones - Financial Advisor: Nuthira Neal
402 E Carrillo St Suite B, Santa Barbara, CA 93101, USA
+1 (805) 569-9525
www.edwardjones.com
Montana Capital Car Title Loans
13903 Foothill Blvd, Sylmar, CA 91342, USA
+1 (818) 650-3201
montanacapital.com
