Domain Info
Created Date
1996-04-16
Mailing Address
California, United States
Company Name
Media Temple Inc.
Media Temple Inc.
Contact Data
Feedback about Bank of the Sierra?
Here you see the reviews of our clients.
I trusted Bank of the Sierra when it was necessary to get a payday loan. I submitted an application quickly. No issues.
Hosea Padberg II
Money was urgently needed. I submitted an online application in Bank of the Sierra. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.
Tyra Dare I
The cash advance is deposited easily and quickly. There is a minus - a great rate when paying back a loan.
Prof. Lambert Abbott
A good payday lender. The service quickly processed the application and deposited the funds to my credit card.
Mrs. Augustine Hackett V
Pay Attention
The first three points show the certain lending company. In other turn, below-specified info makes users get acquainted general information about payday loans.
Payday Loans in Santa Barbara, California
The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.
It is simple and fast to issue loans in Santa Barbara, California. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Bank of the Sierra help take out a payday loan in Santa Barbara, California?
- 24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The deposit will be sent to a account, so a personal visit to the office is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every customer should enter the following data:
Then press a Submit button to recieve an offer from one of the lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Santa Barbara, California. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
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Patelco Credit Union
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www.patelco.org
U.S. Bank Branch
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+1 (760) 754-3040
locations.usbank.com
