Welcome to Our Online Loan Referral Service

2.8 12 reviews

936 State St, Santa Barbara, CA 93101, USA
+1 (805) 957-2222
locations.usbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank Branch?

Below you find some of the reviews of our clients.

Previously I needed $700 to cover car repair bills. I decided to apply via U.S. Bank Branch. They only approved me for $500 but the process itself was transparent, and their rates were favorable.

Ryleigh Veum DDS

A good website. They quickly processed my application. Had money in my account the same day. If you need some extra cash urgently, this is the best lender, I’m telling you!

Patrick Hirthe

Previously I needed $700 to cover utility bills. I decided to contact U.S. Bank Branch. They only approved me for $500 but the process itself was hassle-free, and their rates were attractive.

Bart Jacobson

Thank you for the fantastic service. Your managers guided me throughout the process. It’s convenient that you only need an ID to get accepted.

Ian Erdman PhD

U.S. Bank Branch rescued me in a hard time. They approved me for a payday loan although I had credit issues. The process was trouble free and fast. I like their 24/7 customer support service and fair rates. I will definitely recommend this site to my relatives and friends.

Ms. Annamarie Hahn I

Pay Attention

The above-given information provides the details about a certain lender. The information below is about general information about payday loans.

Payday Loans in Santa Barbara, California

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Santa Barbara, California. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can save clients who have low credit scores or have no credit score. But we advise you that as with any loan you should only think about applying for a payday loan if you are confident that you can afford payments in a timely manner.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the payday loan even before applying.

APR Calculator

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