Domain Info
Created Date
1996-01-23
Mailing Address
13505 California St, Omaha, NE, 68154-5247, United States
Company Name
knudsen, karla
Bank of the West - (Josh Reniker)
What people think about Bank of the West?
Below you find some of the opinions of our customers.
A couple of weeks ago I urgently needed cash to pay for a car repair. I filled out an application form via the website of Bank of the West. I entered the basic personal information. No phone calls. The requested loan was approved within 30 minutes. The money was deposited to my bank account the next day. Awesome service!
Prof. Freddie Moen DDS
I took out for a $1,000 loan when I needed money after car accident. There simply was no other solution. I found this site on the Internet. Other lender charged sky high rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I requested.
Prof. Martine Buckridge DVM
I was embarrassed to borrow from my friends so I decided to apply for a cash advance via Bank of the West. Found them on the net and the user reviews were good I have already applied 4 times and every time I was approved within 15 minutes. Very satisfied.
Vivienne Kemmer
Important
The previous three items describe a certain company. But below you can find common details about payday loans.
Payday Loans in Santa Barbara, California
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to access in Santa Barbara, California. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Santa Barbara, California
OneMain Financial
1008 Blossom Hill Rd Ste G1, San Jose, CA 95123, USA
+1 (408) 264-8488
www.onemainfinancial.com
Homebridge Financial Services, Inc.
2200 Sand Creek Rd Suite I, Brentwood, CA 94513, USA
+1 (925) 298-2953
www.homebridge.com
United Business Bank
9252 Garden Grove Blvd #27, Garden Grove, CA 92844, USA
+1 (714) 590-8500
www.unitedbusinessbank.com
Bank of the West
505 Montgomery St, San Francisco, CA 94111, USA
+1 (415) 616-8833
www.bankofthewest.com
