Domain Info
Created Date
2011-05-24
Mailing Address
8 E FIGUEROA ST STE 250, SANTA BARBARA, CA, 93101-2723, United States
Company Name
Commercial Loan Express
Commercial Loan Express
Feedback about Commercial Loan Express?
Here you get acquainted with the feedback of our clients.
I recommend Commercial Loan Express to everyone, I am applying for the second time. Everything is great!
Alejandra Thompson
A good payday lender. It quickly processed the application and deposited the funds to my card.
Maude Batz
Money was urgently needed. I submitted an online application in Commercial Loan Express. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.
Estella Kihn
Pay Attention
Further there will be presented the details about not a certain lending company. The information below will explain general information about payday loans and its specific aspects.
Payday Loans in Santa Barbara, California
According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.
It is simple and quick to take out payday loans in Santa Barbara, California. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Commercial Loan Express help take out a loan in Santa Barbara, California?
- 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
Then submit an application to get an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Santa Barbara, California. They assess many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit rating.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Santa Barbara, California
Bank of the Sierra
1360 E Grand Ave, Arroyo Grande, CA 93420, USA
+1 (805) 473-6560
www.bankofthesierra.com
OneWest Bank
888 Prospect St Suite 140, La Jolla, CA 92037, USA
+1 (858) 454-8800
www.onewestbank.com
First Republic Bank
1215 El Camino Real, Menlo Park, CA 94025, USA
+1 (650) 470-8888
www.firstrepublic.com
All California Mortgage, LLC
17 E Sir Francis Drake Blvd #200, Larkspur, CA 94939, USA
+1 (415) 925-5225
www.allcalifornia.com
Mechanics Bank - Corning Branch
950 Hwy 99 W, Corning, CA 96021, USA
+1 (530) 824-3966
www.mechanicsbank.com
