Welcome to Our Online Loan Referral Service

3.8 25 reviews

136 E Victoria St, Santa Barbara, CA 93101, USA
+1 (805) 966-6264
santabarbaraloan.com
Thursday
10AM–5:30PM
Friday
10AM–5:30PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–5:30PM
Tuesday
10AM–5:30PM
Wednesday
10AM–5:30PM

Domain Info

Created Date

2002-11-08

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Santa Barbara Loan & Jewelry?

Below you get acquainted with some of the reviews of our clients.

I have enjoyed talking with the owners every time I walk in.

Prof. Alex Schmeler III

Excellent Customer Service, Best Loan Prices on instruments .

Chance Cronin

Customer friendly, not pushy and fair.

Dr. Larue Osinski

Important

Above there is information about a precise company. Below you can review common features of payday loans.

Payday Loans in Santa Barbara, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Santa Barbara, California is are easy to access. The APR is specific for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a steady income to apply for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.

APR Calculator

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