Domain Info
Created Date
1996-05-22
Mailing Address
2623 DE LA VINA ST, SANTA BARBARA, CA, 93105-3823, United States
Company Name
Santa Barbara County Federal Credit Union
Santa Barbara County Federal Credit Union
Feedback about Santa Barbara County Federal Credit Union?
Here you get acquainted with the feedback of our customers.
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been returned on time, it can be either extended or paid back ahead of schedule.
Barbara Mertz
Thanks to Santa Barbara County Federal Credit Union for helping out when money is emergenctly needed. I have been applying to this service for over a year and everything is always honest, without hidden commissions.
Prof. Jimmy Schmitt DVM
Pay Attention
Lenders are described in the first three points. Below info specifies common information about payday loans.
Payday Loans in Santa Barbara, California
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.
Payday loans in Santa Barbara, California are issued problem-free. The interest percentage is conditional on the borrower's personal data: if you pay back more payday loans, the more reasobanle terms and rates lenders guarantee.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Santa Barbara County Federal Credit Union help take out a loan in Santa Barbara, California?
- Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill out an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
- Fast and high approval rate. The positive offer counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill out the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Santa Barbara, California. They rate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit score.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Santa Barbara, California
Eastern Sierra Community Bank - Bridgeport
166 Main St, Bridgeport, CA 93517, USA
+1 (760) 932-7926
www.escbank.com
Chase Bank
619 W Channel Islands Blvd, Port Hueneme, CA 93041, USA
+1 (805) 382-5001
locator.chase.com
