Welcome to Our Online Loan Referral Service


2765 El Camino Real, Santa Clara, CA 95051, USA
+1 (408) 260-3400
locations.hanmi.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-10-11

Mailing Address

Company Name

Contact Data

Feedback about Hanmi Bank?

Here you read the reviews of our customers.

want to express my deep gratitude to Hanmi Bank for believing my case. I had some issues with a credit history, but this service helped me and took out a loan.

Dr. Burdette Rice DVM

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on time, it can be either extended or paid off ahead of schedule.

Gaston Dach

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Anna Strosin

Hanmi Bank applied for a payday loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Miss Diana Schuppe

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Dr. Joyce Mann

Hanmi Bank is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The employees in those support are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Prof. Trevion Greenholt

Pay Attention

Lending companies are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Santa Clara, Utah

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Santa Clara, Utah is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

658%*

Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

How will Hanmi Bank help issue a loan in Santa Clara, Utah?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Santa Clara, ut review this circumstance not a drawback to take out a loan. The recipient of a loan should be ready to objectively estimate financial solvency, issue a loan, repay the debt on time and not only solve current problems, but enhance the credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Santa Clara, California

Checker Cash

7955 San Fernando Rd, Sun Valley, CA 91352, USA

Oportun

431 E First St, Santa Ana, CA 92701, USA

+1 (657) 529-7153

oportun.com

Advance America

7291 Greenback Ln Ste. 2, Citrus Heights, CA 95621, USA

+1 (916) 727-1215

www.advanceamerica.net

Union Bank

998 Tharp Rd, Yuba City, CA 95993, USA

+1 (530) 671-7891

blw.unionbank.com

South Pacific Financial Corporation

6790 Embarcadero Ln #100, Carlsbad, CA 92011, USA

www.fairwayindependentmc.com

Check Into Cash

1040-D S White Rd, San Jose, CA 95127, USA

+1 (408) 926-6109

local.checkintocash.com

Patelco Credit Union

124 2nd St, San Francisco, CA 94105, USA

+1 (800) 358-8228

www.patelco.org

Patelco Credit Union

1105 Veterans Blvd, Redwood City, CA 94063, USA

+1 (800) 358-8228

www.patelco.org

United Security Bank

40074 CA-49, Oakhurst, CA 93644, USA

+1 (559) 683-2200

www.unitedsecuritybank.com

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