Welcome to Our Online Loan Referral Service

5 59 reviews

317 Soquel Ave, Santa Cruz, CA 95062, USA
+1 (831) 818-8919
www.stearns.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

1995-11-25

Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

What people think about Stearns Home Loans - Santa Cruz, CA?

Below you read some of the testimonials of our customers.

Easy to deal with, fast communication, refi went without a hitch

Kaleigh Okuneva

Saved me tons of money over my 3 separate refinances.

Ms. Helen Torp PhD

She made us feel comfortable and gave great advice.

Annabelle Jerde

Important

The above-given information provides the details about a certain company. The information below is about general information about payday loans.

Payday Loans in Santa Cruz, New Mexico

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Santa Cruz, New Mexico. Loans from payday lenders can get you money same day. Your interest rate will depend on a few things.

APR

Prohibited

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Santa Cruz, nm welcome borrowers with poor credit. You can request a bad credit payday loan online around the clock and if approved could have the money in your account within several hours.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.

APR Calculator

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