Welcome to Our Online Loan Referral Service

3 8 reviews

1551 Pacific Ave, Santa Cruz, CA 95060, USA
+1 (831) 429-1124
www.bankofthewest.com
Friday
9:30AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

Feedback about Bank of the West?

Here you see the feedback of our clients.

Always the nicest helpfully people that work for bank of the west.

Jamison Hand

Best bank, customer service, staff in Santa Cruz!

Colleen Harvey

I'm sorely disappointed by my experience with Bank of the West.

Trenton Quitzon

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Santa Cruz, New Mexico

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

This financial product in Santa Cruz, New Mexico is taken out simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

Prohibited

How will Bank of the West help take out a payday loan in Santa Cruz, New Mexico?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Santa Cruz, New Mexico. The company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a exact cost of the loan.

APR Calculator

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