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Feedback about Santa Cruz Community Credit Union?
Here you get acquainted with the reviews of our clients.
Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on time, it can be either extended or paid off ahead of schedule.
Norbert Connelly DDS
I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.
Mckenna Johns
It was significant to enhance the credit rating, because there is practically no chance of getting a payday loan at a favorable interest rate. As a result, I contacted Santa Cruz Community Credit Union. The history improved after several loans paid back.
Jessika Toy
Santa Cruz Community Credit Union is quite good, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The operators in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.
Sister Gleichner MD
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Above-specified info offers the details about a exact lending company. Below-defined info is devoted to general information about payday loans.
Payday Loans in Santa Cruz, New Mexico
Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
Payday loans in Santa Cruz, New Mexico are issued easily. The interest rate is conditional on the borrower's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.
APR
Prohibited
How will Santa Cruz Community Credit Union help take out a loan in Santa Cruz, New Mexico?
- Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with customer data. It will take several minutes to process the form. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every client should fill out the following data:
After filling in an application, submit it and recieve the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Santa Cruz, nm will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Santa Cruz, California
Caltech Employees Federal Credit Union
4800 Oak Grove Dr, Pasadena, CA 91109, USA
+1 (818) 354-3280
www.caltechefcu.org
Mechanics Bank - Stockdale Branch
5151 Stockdale Hwy, Bakersfield, CA 93309, USA
+1 (661) 833-9292
www.mechanicsbank.com
MVP Car Title Loans Placentia
160 Yorba Linda Blvd, Placentia, CA 92870, USA
+1 (714) 386-7107
www.mvpautotitleloan.com
Monterey County Bank
542 Lighthouse Ave # 101, Pacific Grove, CA 93950, USA
+1 (831) 655-4300
www.montereycountybank.com
