Welcome to Our Online Loan Referral Service

4.4 27 reviews

1203 S Broadway, Santa Maria, CA 93454, USA
+1 (805) 733-7600
www.coasthills.coop
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
10AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2003-03-19

Mailing Address

CA, United States

Company Name

CoastHills Federal Credit Union

CoastHills Federal Credit Union

Contact Data

Feedback about CoastHills Credit Union?

Here you read the reviews of our clients.

No bad experience, but the interest rate is a little high

Assunta Upton

The staff were all super sweet, understanding, and helpful.

Raven Gusikowski Jr.

Gave me a great deal when I had to finance my car

Damian Sporer IV

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Santa Maria, Texas

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Santa Maria, Texas are taken out hassle-free. The interest rate is conditional on the borrower's personal data: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will CoastHills Credit Union help issue a payday loan in Santa Maria, Texas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Santa Maria, tx review this circumstance not a drawback to issue a loan. The customer of a loan should be ready to objectively estimate financial abilities, issue a loan, repay the debt on time and not only handle current issues, but improve the credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

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Founders Community Bank, a division of Premier Valley Bank

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