Welcome to Our Online Loan Referral Service

5 reviews

122 East Betteravia Rd, Santa Maria, CA 93454, USA
+1 (805) 938-1690
www.communitywestbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2003-09-26

Mailing Address

Company Name

Contact Data

Feedback about Community West Bank?

Here you read the reviews of our clients.

I suffered a difficult situation in my life. I emergenctly required extra money. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Prof. Gustave Jacobs

Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.

Geo Haley

I'm not ashamed to borrow money from Community West Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Zoe Connelly

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes users grapple with shared information about payday loans.

Payday Loans in Santa Maria, Texas

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Santa Maria, Texas is issued easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more reasonable rates you will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Community West Bank help issue a loan in Santa Maria, Texas?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Santa Maria, Texas. They assess many other factors before issuing a cash advance. One of them is solvency. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

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