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1 reviews

2060 S Broadway, Santa Maria, CA 93454, USA
+1 (844) 401-8500
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours

What people think about Bank of America ATM?

Below you read some of the testimonials of our customers.

Bank of America ATM seems credible. Applied twice. The first payday loan approved was small – $500, but next time the limit was increased to $900. Closed the loan early. The managers were friendly, they gave fast answers to all my questions. No troubles. But their interest rates are average.

Hester Grady DDS

I want to say Many Thanks to the team of Bank of America ATM. They offer immediate solution to any sudden money problems. Love them for their same day decision. Applied for a loan and got accepted although my credit was poor. I will certainly use this service if I need money in the future.

Ms. Cathrine Klein

Important

The previous three items charactirize a specific lending service. But below you can read common information about payday loans.

Payday Loans in Santa Maria, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Santa Maria, Texas is are simple to access. The interest rate is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Santa Maria, California

Check 'n Go

157 Niblick Rd, Paso Robles, CA 93446, USA

+1 (805) 238-1588

locations.checkngo.com

Golden 1 Credit Union

65 Lincoln Blvd Suite B, Lincoln, CA 95648, USA

+1 (877) 465-3361

www.golden1.com

Cash 1

203 San Pablo Towne Center, San Pablo, CA 94806, USA

+1 (510) 232-9975

www.ccfi.com

OneMain Financial

711 Stony Point Rd Ste 11, Santa Rosa, CA 95407, USA

+1 (707) 546-5162

www.onemainfinancial.com

MoneyGram

765 Hickey Blvd, Pacifica, CA 94044, USA

+1 (650) 557-0397

locations.moneygram.com

Stearns Home Loans - Mission Viejo, CA

26440 La Alameda #200, Mission Viejo, CA 92691, USA

+1 (657) 212-9250

www.stearns.com

Bank of Stockton (Manteca)

660 N Main St, Manteca, CA 95336, USA

+1 (209) 249-2200

www.bankofstockton.com

MoneyGram

1330 S Pacific Ave a, San Pedro, CA 90731, USA

+1 (310) 521-3060

locations.moneygram.com

Get Auto Car Title Loans Concord Ca

2151 Salvio St Ste A2-544, Concord, CA 94520, USA

+1 (925) 326-6070

getautotitleloans.com

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