What people think about Bank of America ATM?
Below you read some of the testimonials of our customers.
Bank of America ATM seems credible. Applied twice. The first payday loan approved was small – $500, but next time the limit was increased to $900. Closed the loan early. The managers were friendly, they gave fast answers to all my questions. No troubles. But their interest rates are average.
Hester Grady DDS
I want to say Many Thanks to the team of Bank of America ATM. They offer immediate solution to any sudden money problems. Love them for their same day decision. Applied for a loan and got accepted although my credit was poor. I will certainly use this service if I need money in the future.
Ms. Cathrine Klein
Important
The previous three items charactirize a specific lending service. But below you can read common information about payday loans.
Payday Loans in Santa Maria, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.
Payday loans in Santa Maria, Texas is are simple to access. The interest rate is specific for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit rating. You will need a steady income to get accepted for a bad credit payday loan.
To get approved for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Santa Maria, California
Family Car Title Loans
3330 E Florida Ave #F, Hemet, CA 92544, USA
+1 (951) 666-2788
familytitleloans.org
Summit State Bank
500 Bicentennial Way, Santa Rosa, CA 95403, USA
+1 (707) 568-6000
www.summitstatebank.com
ATM (Onewest Bank)
78010 Main St #100, La Quinta, CA 92253, USA
+1 (760) 771-3498
www.onewestbank.com
First Republic Bank
1200 Prospect St, La Jolla, CA 92037, USA
+1 (858) 454-8883
www.firstrepublic.com
