Welcome to Our Online Loan Referral Service

3 2 reviews

519 E Main St, Santa Maria, CA 93454, USA
+1 (805) 922-2144
www.mechanicsbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - East Main Branch?

Below you get acquainted with some of the opinions of our customers.

Mechanics Bank - East Main Branch seems legit. At least they charge no hidden fees. This was the only lender that approved me for a payday loan.

Lisa Fahey

Used Mechanics Bank - East Main Branch for the third time. The lender is honest. They always keep you informed on your loan. No cheating. You can always extend your loan. They are always there when I need extra money.

Velda Beier

Important

The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.

Payday Loans in Santa Maria, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Cash advance loans may become an easy and fast solution to a short-term problem in Santa Maria, Texas. Loans from payday lenders can get you money quickly. Your APR will depend on several things.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your needs and repay your loan commitments as agreed in the contract.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.

APR Calculator

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