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Loan agency in Santa Monica, California

506 Santa Monica Blvd, Santa Monica, CA 90401, USA
+1 (310) 451-8062

Feedback about Loans?

Here you get acquainted with the feedback of our customers.

I trusted Loans when it was necessary to get a cash advance. I filled out an application quickly. No problems.

Miss Abigail Bayer IV

I'm not ashamed to borrow money from Loans, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Dr. Deshaun Hahn Sr.

It was significant to improve the credi score, because there is practically no chance of getting a payday loan at a reasonable interest rate. As a result, I contacted Loans. The score improved after several loans paid off.

Camron Hoppe

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.

Trevion Sanford

Pay Attention

Above-shown info provides the details about a definite lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Santa Monica, California

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Santa Monica, California is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Loans help take out a payday loan in Santa Monica, California?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Santa Monica, ca will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Santa Monica, California

Fremont Bank

5829 Jarvis Ave Suite B, Newark, CA 94560, USA

+1 (510) 943-1021

www.fremontbank.com

MVP Car Title Loans

837 Oller St, Mendota, CA 93640, USA

+1 (559) 682-4510

mvpautotitleloan.com

Edelman Financial Engines

3950 Civic Center Dr Suite 315, San Rafael, CA 94903, USA

+1 (888) 752-6742

www.edelmanfinancialengines.com

MVP Car Title Loan

640 W California Ave Suite 210, Sunnyvale, CA 94086, USA

+1 (408) 780-1277

www.mvpautotitleloan.com

ACE Cash Express

38050 47th St E ste b, Palmdale, CA 93552, USA

+1 (661) 533-9643

www.acecashexpress.com

Money Scholar

1191 Huntington Dr # 127, Duarte, CA 91010, USA

+1 (310) 738-7301

Amanda Ahl, Senior Loan Officer - Flagstar Bank

2001 N Main St Suite 210, Walnut Creek, CA 94596, USA

+1 (925) 289-8232

flagstar.com

Bibby Financial Services

4259, 515 Marin St # 420, Thousand Oaks, CA 91360, USA

+1 (805) 446-6111

www.bibbyusa.com

CalWest Bank

22342 Avenida Empresa # 101A, Rancho Santa Margarita, CA 92688, USA

+1 (949) 766-3015

calwestbancorp.com

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