Domain Info
Created Date
1995-05-23
Mailing Address
1980 Saturn Street, Monterey Park, CA, 91755, United States
Company Name
MUFG Union Bank
MUFG Union Bank N.A.
Feedback about ATM (Union Bank)?
Here you get acquainted with the reviews of our customers.
I have a problem with paying a loan at another company. It is inconvenient to borrow from friends. Therefore, I decided to address ATM (Union Bank). They really helped out.
Bennie Kertzmann V
I trusted ATM (Union Bank) when it was necessary to get a cash advance. I filled out an application quickly. No problems.
Ms. Mariana Hermiston
A good payday lender. It quickly reviewed the application and credited the funds to my credit card.
Mrs. Ines Wunsch DDS
It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.
Birdie Mraz
Pay Attention
Above there are details about a certain lender. Below every reader may grapple with the essence of payday loans.
Payday Loans in Santa Monica, California
Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Payday loans in Santa Monica, California are taken out hassle-free. The interest percentage depends on the borrower's personal data: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will ATM (Union Bank) help issue a payday loan in Santa Monica, California?
- 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
After filling out an application, submit it and get the offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Santa Monica, ca consider this circumstance not an obstacle to issue a loan. The client of a loan should be prepared to objectively estimate financial capabilities, issue a loan, repay the debt on time and not only solve current difficulties, but enhance the credit score.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator serves to calculating the APR. This is a definite cost of the loan.
APR Calculator
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