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3.3 12 reviews

401 Wilshire Blvd, Santa Monica, CA 90401, USA
+1 (310) 319-2160
www.onewestbank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed

Domain Info

Created Date

2009-02-07

Mailing Address

NJ, United States

Company Name

CIT Group Inc.

CIT Group Inc.

Contact Data

Feedback about OneWest Bank?

Here you get acquainted with the feedback of our clients.

Helpful and pleasant no hassle service.

Isabella Glover

No response - quickly closed my savings account.

Prudence Goyette

Today their ATM didn't return my card and didn't acknowledge my deposit.

Yessenia Harber

Pay Attention

Above-defined info offers the details about a certain lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Santa Monica, California

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Problem-free financial products are known as payday loans in Santa Monica, ca. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will OneWest Bank help take out a loan in Santa Monica, California?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Santa Monica, ca review this circumstance not a hindrence to take out a loan. The borrower of a cash advance should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only handle current issues, but improve the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

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