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4.2 5 reviews

Next to Subway US, 550 W Main St Ste. C, Santa Paula, CA 93060, USA
+1 (805) 525-4350
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you get acquainted with some of the testimonials of our clients.

Was invited to a gender party but was broke at that time. A friend recommended me to apply for a loan via Advance America. And I did. This was the right decision! Yes, the APR was high but I think it’s because I had low credit. In general, The process was very easy.

Prof. Al Herzog I

Thank you Advance America for helping me when I needed money urgently to pay for vacation. I have applied through this company 3 times and everything was nice. This is the most legit lender with no hidden fees. Highly recommended!!!

Dr. Nella Fritsch

Important

The previous three items describe a precise lender. But below you can find general data about payday loans.

Payday Loans in Santa Paula, California

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is effortless and speedy to get accepted for payday loans in Santa Paula, California. The interest rate will be set specifically for each applicant and will depend on the personal data the consumer entered.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments in a timely manner.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

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