Welcome to Our Online Loan Referral Service


1501 Mendocino Ave, Santa Rosa, CA 95401, USA
+1 (707) 524-3000
www.exchangebank.com
Thursday
6AM–10PM
Friday
6AM–6:30PM
Saturday
Closed
Sunday
Closed
Monday
6AM–10PM
Tuesday
6AM–10PM
Wednesday
6AM–10PM

Domain Info

Created Date

1995-10-10

Mailing Address

Company Name

Contact Data

Feedback about Exchange Bank - Santa Rosa Junior College (ATM)?

Here you see the reviews of our customers.

I'm not ashamed to borrow money from Exchange Bank - Santa Rosa Junior College (ATM), now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Brielle Okuneva

The loan is deposited easily and quickly. There is a minus - a great interest rate when returning a loan.

Holly Rau

Exchange Bank - Santa Rosa Junior College (ATM) seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Camila Leuschke

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Santa Rosa, Texas

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to take out loans in Santa Rosa, Texas. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Exchange Bank - Santa Rosa Junior College (ATM) help issue a loan in Santa Rosa, Texas?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor considered by financial institutions is called as bad credit history. But this drawback is not implied as the only one by microfinance organizations to take out a cash advance. The lending company review many aspects such as financial abilities to approve the request. Payday loans in Santa Rosa, Texas may help enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

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