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4.5 2 reviews

2498 Guerneville Rd, Santa Rosa, CA 95403, USA
+1 (707) 576-3694
www.westamerica.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you read some of the reviews of our customers.

I had problems with paying back my bank loan and was not sure I would get appoved for a loan with Westamerica Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $200 online. Fortunately I got accepted!!! They literally saved my life.

Prof. Elissa Pfeffer

I was embarrassed to borrow from my collegues so I decided to apply for a small loan via Westamerica Bank. Found them online and the user reviews were positive I have already applied 4 times and every time I was accepted very quickly. Very satisfied.

Maximillia Emard

Good loan provider with competitive rates. They money the next morning, as promised. I will use Westamerica Bank again if I need financial assistance.

Annabelle Bartell

I needed $600 to buy a birthday gift. The only solution was to apply for a cash advance. Found a lot of loan providers on the Internet. Westamerica Bank is the most reliable lender in Santa Rosa.

Euna Bartell

Important

Above there is information about a exact company. Below you can see common aspects of payday loans.

Payday Loans in Santa Rosa, Texas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is hassle-free and fast to get accepted for payday loans in Santa Rosa, Texas. The APR will be set specifically for each person and will depend on the personal information the borrower filled in.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of individuals with bad credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a stable income to get approved for a bad credit payday loan.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

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