Welcome to Our Online Loan Referral Service

4.3 4 reviews

500 Larkfield Center, Santa Rosa, CA 95403, USA
+1 (707) 524-3077
www.exchangebank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-10-10

Mailing Address

Company Name

Contact Data

What people think about Exchange Bank?

Below you get acquainted with some of the opinions of our clients.

I want to say Many Thanks to the employees of Exchange Bank. They offer fast solution to any unexpected money troubles. Love them for their immediate decision. Applied for a payday loan and got accepted although my credit was poor. I will definitely use this website if I need money again.

Prof. Jovanny Fritsch III

Was invited to a wedding but was empty at that time. A friend recommended me to address Exchange Bank. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had poor credit. In general, The process was fast.

Amely Purdy

Was invited to a birthday party but was empty at that time. A friend recommended me to use Exchange Bank. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had no credit. In general, The process was effortless.

Alexandra Bayer

Many thanks to Exchange Bank. I recently had some troubles with repaying my mortgage and they approved me for a cash advance. Best loan provider! Managed to cover my debts and signed with relief.

Velma Walter

Important

The previous three items describe a specific financial institution. But below you can find general information about payday loans.

Payday Loans in Santa Rosa, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the best solution to your unexpected financial problems in Santa Rosa , Texas because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can save clients who have poor credit scores or have no credit history. But we advise you that as with any debt you should only consider applying for a cash advance if you are sure that you can make payments as agreed in the contract.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a few seconds to become informative even before applying.

APR Calculator

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Oak Valley Community Bank

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Chase Bank

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Payday Services Plus

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ACE Cash Express

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+1 (310) 257-2955

www.acecashexpress.com

Bank of the Sierra

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+1 (559) 248-0112

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Umpqua Bank Home Lending

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