Welcome to Our Online Loan Referral Service

2.7 7 reviews

397 Aviation Blvd, Santa Rosa, CA 95403, USA
+1 (707) 584-0384
northbaycu.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2016-10-24

Mailing Address

California, United States

Company Name

Contact Data

Feedback about North Bay Credit Union?

Here you get acquainted with the feedback of our customers.

I got into one situation. I emergenctly needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. North Bay Credit Union in Santa Rosa seemed to me the most reliable.

Prof. Bria Strosin Jr.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Tristin Zemlak DDS

North Bay Credit Union seemed to me the reliable. At least no insurance and extra fees. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Nicholaus Heaney III

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Santa Rosa, Texas

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Santa Rosa, Texas is taken out easily and fast. The interest percentage is specified considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will North Bay Credit Union help issue a loan in Santa Rosa, Texas?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a loan. The lender review many aspects such as financial solvency to approve the form. Payday loans in Santa Rosa, Texas may help enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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