Domain Info
Created Date
2001-08-08
Mailing Address
5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States
Company Name
PERFECT PRIVACY, LLC
What people think about American River Bank?
Below you find some of the reviews of our customers.
A couple of weeks ago I urgently needed $1000 to pay for a bike repair. I submitted an application form via the website of American River Bank. I entered the basic personal data. No phone calls. The necessary amount was approved within 20 minutes. The money was sent to my bank account within 3 hours. My favourite service!
Clara Fahey
Recently I experienced the most unpleasant situation in my life. I urgently needed $800 to deal with medical bills. This company assisted me asap. They were the only lender that approved me for the necessary amount. I dealt with all my troubles. I will surely recommend this lender to my family. Best service in my life.
Polly Barrows
It decided to improve my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via American River Bank. Took out 3 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very good service.
Dr. Einar Runte
Good service with affordable rates. They transferred quickly, as promised. I will use American River Bank again if I need financial assistance.
Andrew Dickens
Important
Now you can see general characteristics of payday loans.
Payday Loans in Santa Rosa, Texas
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is simple and fast to get accepted for payday loans in Santa Rosa, Texas. The interest rate will be set specifically for each case and will depend on the personal data the client provided.
APR
can exceed 400%
Max Loan
Not Specified (on average $800)
Min Term
7 days
Max Term
180 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a bad credit score. Payday loan approvals depend very much on other factors. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get approved for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 10 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Santa Rosa, California
Check Into Cash
625 E Colorado St C, Glendale, CA 91201, USA
+1 (877) 262-2274
local.checkintocash.com
Navy Federal Credit Union
709 Fletcher Pkwy, El Cajon, CA 92020, USA
+1 (888) 842-6328
www.navyfederal.org
Sunwest Bank – Loan Office
1000 Lakes Dr Suite 450, West Covina, CA 91790, USA
+1 (626) 373-2250
www.sunwestbank.com
Umpqua Bank
915 Redwood Dr Suite B, Garberville, CA 95542, USA
+1 (707) 923-2745
locations.umpquabank.com
