What people think about Stern Jeffrey?
Below you find some of the reviews of our customers.
The process was trouble-free, quick. No guarantors needed. Thank you so much. Love their online customer support. No complaints. Would apply again.
Adaline Homenick
A good company. These guys quickly processed my application. Had funds in my account the next morning. If you need some extra cash urgently, this is the best loan provider, I’m telling you!
Eino Jakubowski DVM
Good service with affordable rates. They money within 2 hours, as promised. I will use Stern Jeffrey again if I need financial assistance.
Michele Weimann
Thank you for the fantastic service. Your employess assisted me throughout the application. It’s cool that you only need an ID to get cash.
Matilde Kuhic
Used Stern Jeffrey for the third time. The lender is fair. They always keep you updated on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra money.
Emerald Thompson Jr.
Important
The previous three items describe a precise lender. But below you can read common data about payday loans.
Payday Loans in Simi Valley, California
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to get in Simi Valley, California. The entire process is straightforward. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit score. Payday loan approvals depend very much on specific circumstances. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Simi Valley, California
SF Fire Credit Union
565 Buckingham Way, San Francisco, CA 94132, USA
+1 (888) 499-3473
www.sffirecu.org
Oceanside Auto Title Loans Company
1405 S El Camino Real, Oceanside, CA 92054, USA
+1 (442) 325-0045
titleloanfirm.com
Edward Jones - Financial Advisor
1121 White Rock Rd #201, El Dorado Hills, CA 95762, USA
www.edwardjones.com
Technology Credit Union
1449 Mission St, San Francisco, CA 94103, USA
+1 (415) 553-6105
www.techcu.com
Bank of the West
74989 US Highway 111, Indian Wells, CA 92210, USA
+1 (760) 469-4002
www.bankofthewest.com
Redding Bank of Commerce ATM
692 E St, Williams, CA 95987, USA
+1 (800) 421-2575
reddingbankofcommerce.com
Ventura County Credit Union - RiverPark
691 Town Center Dr, Oxnard, CA 93036, USA
+1 (805) 477-4000
www.vccuonline.net
