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5 2 reviews

1571 Mission Dr, Solvang, CA 93463, USA
+1 (805) 688-6150
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Solvang Branch?

Here you read the feedback of our customers.

Yesterday I needed money, I decided to contact Mechanics Bank - Solvang Branch. They quickly approved the amount required, and besides, they offered good terms at a low interest rate.

Ms. Nelle Kautzer DVM

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Antonina Collins PhD

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Solvang, California

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Solvang, ca. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Solvang Branch help take out a payday loan in Solvang, California?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Solvang, ca will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Solvang, California

Western Pacific Loans, Inc

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+1 (707) 578-1315

www.westpacloans.com

ACE Cash Express

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+1 (209) 845-2274

www.acecashexpress.com

Speedy Cash

7201 Balboa Blvd, Van Nuys, CA 91406, USA

+1 (818) 781-7239

www.speedycash.com

Tri Counties Bank

844 Bridge St, Colusa, CA 95932, USA

+1 (530) 458-2030

branch.tcbk.com

U.S. Bank Branch

305 San Anselmo Ave, San Anselmo, CA 94960, USA

+1 (415) 456-7830

locations.usbank.com

First Republic Bank

1753 Trancas St, Napa, CA 94558, USA

+1 (707) 254-8600

www.firstrepublic.com

Apoyo Financiero Hayward

1104 W Tennyson Rd, Hayward, CA 94544, USA

+1 (510) 370-3520

www.apoyo-financiero.com

Court Street Jewelry & Loan

361 N E St, San Bernardino, CA 92401, USA

+1 (909) 889-8181

www.courtstreetjewelryandloan.com

Check Into Cash

5048 Whittier Blvd, Los Angeles, CA 90022, USA

+1 (323) 264-5636

local.checkintocash.com

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