Welcome to Our Online Loan Referral Service

5 12 reviews

2601 41st Ave ste c, Soquel, CA 95073, USA
+1 (831) 462-3630
www.montereybaymortgage.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1998-11-25

Mailing Address

300 Welsh Rd, BLDG 4, STE 200 300 Welsh Rd, BLDG 4, STE 200, Horsham, PA, 19044-2248, United States

Company Name

Domain Manager

Finance of AmericaLLC

Contact Data

[email protected]

+1.2155910222

Feedback about Monterey Bay Mortgage, a Division of Finance of America Mortgage LLC - NMLS 1071?

Here you grapple with the feedback of our clients.

You made it all work out for my wife and I to buy our first home.

Aric Friesen

I couldn't be happier with the outcome.

Dominique Lang

He delivered all that he promised.

Prof. Larry Gerhold MD

Pay Attention

Payday lenders are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Soquel, California

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Soquel, California is issued simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a client will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Monterey Bay Mortgage, a Division of Finance of America Mortgage LLC - NMLS 1071 help take out a payday loan in Soquel, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Soquel, California. They rate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

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