Welcome to Our Online Loan Referral Service

4.8 5 reviews

2001 W March Ln, Stockton, CA 95207, USA
+1 (209) 473-6859
www.bankbac.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2000-07-28

Mailing Address

Company Name

Contact Data

What people think about BAC Community Bank?

Below you find some of the reviews of our clients.

This company is a scam. I will never use again. $30 goes towards loan and you keep $79 for interest.

June Schuster

Unsatisfied customer! Was denied for no reason. My credit was average.

Mr. Jovan Rosenbaum Jr.

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Stockton, New York

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to access in Stockton, New York. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

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Aero Financial

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Flagstar Bank Home Loan Center

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+1 (800) 945-7700

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First American Financial Services

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Cashback Loans

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