Welcome to Our Online Loan Referral Service

4.6 80 reviews

28298 Old Town Front St, Temecula, CA 92590, USA
+1 (951) 694-9490
gemsnloans.com
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
10AM–5PM
Monday
10AM–6PM
Tuesday
10AM–6PM

Domain Info

Created Date

2004-09-15

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

What people think about Gems N' Loans - Temecula?

Below you get acquainted with some of the reviews of our customers.

Staff friendly, honest, fair price, fast cash, great place.

Laisha Cronin

Awesome customer service from everyone, honest best pricing in town!

Hannah Kuhic

Looked like a huge selection of guitars and other neat stuff.

Mertie McClure

Pay Attention

The above-given information provides the details about a specific lender. The information below is about general information about payday loans.

Payday Loans in Temecula, California

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial issues in Temecula , California because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Temecula, California

City National Bank

6398 Pacific Coast Hwy, Long Beach, CA 90803, USA

+1 (562) 936-5800

locations.cnb.com

Redwood Capital Bank

2816 F St, Eureka, CA 95501, USA

+1 (707) 444-9888

www.redwoodcapitalbank.com

Altura Credit Union

36101 Bob Hope Dr Suite E-9, Rancho Mirage, CA 92270, USA

+1 (888) 883-7228

www.alturacu.com

Cashback Loans

68225 Ramon Rd Ste C, Cathedral City, CA 92234, USA

+1 (760) 770-1790

www.cashbackloans.com

Oportun

5971 University Ave, San Diego, CA 92115, USA

+1 (858) 225-4888

oportun.com

First Bank - Lobby by Appointment Only

18906 Gale Ave, Rowland Heights, CA 91748, USA

+1 (626) 854-9861

www.first.bank

Bank of America Financial Center

261 Central Ave, Shafter, CA 93263, USA

+1 (661) 746-8922

locators.bankofamerica.com

BBVA Bank

442 N Clovis Ave, Clovis, CA 93611, USA

+1 (559) 297-6181

www.bbvausa.com

MyLoanMarket

8383 Wilshire Blvd, Beverly Hills, CA 90211, USA

www.myloanmarket.com

Top