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3 2 reviews

1025 Las Tablas Rd, Templeton, CA 93465, USA
+1 (805) 434-0629
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Templeton Branch?

Below you find some of the reviews of our customers.

Mechanics Bank - Templeton Branch seems fair. Used it twice. The first payday loan approved was small – $200, but next time the limit was increased to $1000. Repaid the loan on time. The staff were amazing, they gave detailed answers to all my questions. No troubles. But their interest rates are average.

Ms. Maria Adams Sr.

I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had other loans. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my area charge sky high interest!

Miss Lyla Tromp MD

I needed $800 to buy a dress on a sale. The only way out was to apply for a cash advance. Found a lot of loan providers on the Internet. Mechanics Bank - Templeton Branch is the most reliable company in Templeton.

Glenda Kulas

I have already submitted an application to this website once and I was very pleased with the rates. This is the only 24/7 website with reasonable rates in my area.

Dr. Eli Sawayn

I needed $700 to buy a dress on a sale. The only solution was to apply for a cash advance. Found a lot of loan providers on the Internet. Mechanics Bank - Templeton Branch is the most honest financial institution in Templeton.

Dewitt Hodkiewicz PhD

Pay Attention

The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.

Payday Loans in Templeton, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans may seem like an easy and fast solution to a short-term problem in Templeton, Massachusetts. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several factors.

APR

23% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than spotless, or who have bad to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Templeton, ma accept borrowers with poor credit. You can apply for a bad credit payday loan online at any time of the day and if accepted could have the money in your account within a few hours.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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