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5 reviews

40870 Sierra Dr #9696, Three Rivers, CA 93271, USA
+1 (559) 561-4471
valleyoak.org
Thursday
9AM–1PM, 2–5PM
Friday
10AM–1PM, 2–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM, 2–5PM
Tuesday
9AM–1PM, 2–5PM
Wednesday
9AM–1PM, 2–5PM

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Mailing Address

Company Name

Contact Data

Feedback about Valley Oak Credit Union?

Here you see the feedback of our customers.

Valley Oak Credit Union is quite reliable, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Isom Hodkiewicz

I took the first loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Shany Treutel

I apply quite often. I am satisfied with the terms. There is online 24/7 service.

Ludwig Murazik

Pay Attention

Lending companies are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Three Rivers, Massachusetts

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Hassle-free financial products are known as payday loans in Three Rivers, ma. They are taken out at individual interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

23% small loan cap

How will Valley Oak Credit Union help take out a loan in Three Rivers, Massachusetts?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by lenders to take out a cash advance. The lending company review many aspects such as financial solvency to approve the application. Cash advance in Three Rivers, Massachusetts may help level up your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Three Rivers, California

Aero Financial

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+1 (858) 200-2138

Santa Monica Jewelry & Loan

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+1 (310) 451-2840

santamonicajewelryandloan.com

U.S. Bank Branch

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+1 (760) 720-2489

locations.usbank.com

ATM (Union Bank)

39532 10th St W A, Palmdale, CA 93551, USA

www.unionbank.com

Consumer Credit Counseling Services

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+1 (925) 314-1337

www.consumercredit.com

OneMain Financial

1 World Trade Center Ste 630, Long Beach, CA 90831, USA

+1 (562) 380-2260

www.onemainfinancial.com

Fast Money Car Title Loans

11 E 19th St, Antioch, CA 94509, USA

+1 (562) 285-6529

www.ineedafastmoneyloan.com

ATM - Umpqua Bank

2998 Douglas Blvd Suite 100, Roseville, CA 95661, USA

+1 (916) 783-8999

locations.umpquabank.com

Nuvision Credit Union

2095 S Atlantic Blvd #A-E, Monterey Park, CA 91754, USA

+1 (800) 444-6327

www.nuvisionfederal.com

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