Welcome to Our Online Loan Referral Service

1.8 5 reviews

21838 Hawthorne Blvd, Torrance, CA 90503, USA
+1 (310) 214-4280
locations.hanmi.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

1995-10-11

Mailing Address

Company Name

Contact Data

What people think about Hanmi Bank?

Below you see some of the testimonials of our clients.

They only ask for an ID to get approve. Last month I was ill and needed extra money to survive. These guys accepted me although I had a bad credit score. Quick and easy application. !

Zachery Toy

I always use Hanmi Bank when it need a cash advance. The application process is quick. No issues.

Prof. Lonie Runte I

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Torrance, Pennsylvania

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Torrance, Pennsylvania is are simple to access. The APR is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

6% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can help borrowers who have bad credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a cash advance if you are convinced that you can afford payments in good time.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the loan immediately.

APR Calculator

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