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Loan agency in Torrance, California

21281 S Western Ave, Torrance, CA 90501, USA
7 years in business
+1 (310) 328-0200
www.merchantadvancepay.com
Thursday
9AM–6PM
Friday
9AM–6:30PM
Saturday
10AM–3PM
Sunday
(Easter)
Closed
Monday
9:30AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2012-03-30

Mailing Address

California, United States

Company Name

CREDIT CARD SERVICES

CREDIT CARD SERVICES

Contact Data

What people think about Merchant Advance Pay?

Below you read some of the opinions of our clients.

Merchant Advance Pay seems credible. At least they charge no hidden fees. This was the only company that approved me for a cash advance.

Rudy Towne

The process was as easy as possible, fast. No surety needed. Thank you so much. Love their online customer support. No complaints. Would use again.

Shad Barton

Many thanks to Merchant Advance Pay. I recently had some troubles with repaying my bank loan and they approved me for a payday loan. Best company! Managed to deal with my problems and signed with relief.

Marcelle White

Pay Attention

Now you can see general characteristics of payday loans.

Payday Loans in Torrance, Pennsylvania

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Torrance, Pennsylvania. Loans from payday lenders can get you money within a few hours. Your APR will depend on several factors.

APR

6% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a poor credit history. Payday loan approvals depend very much on other circumstances. They will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Torrance, California

Allied Cash Advance

133 S Main St, Sebastopol, CA 95472, USA

+1 (707) 824-8794

www.alliedcash.com

Mission Bank - San Luis Obispo

1150 Osos St STE 202, San Luis Obispo, CA 93401, USA

+1 (805) 330-8650

www.missionbank.com

Patelco Credit Union

985 Golf Course Dr, Rohnert Park, CA 94928, USA

+1 (800) 358-8228

www.patelco.org

Bank of America (with Drive-thru ATM)

24211 Paseo De Valencia, Laguna Hills, CA 92637, USA

+1 (949) 951-4076

locators.bankofamerica.com

Montana Capital Car Title Loans

1921 Verne Roberts Cir, Antioch, CA 94509, USA

+1 (925) 727-3280

montanacapital.com

Check 'n Go

1441 Main St Suite 101, Watsonville, CA 95076, USA

+1 (831) 763-0335

locations.checkngo.com

ACE Cash Express

3401 E Anaheim St, Long Beach, CA 90804, USA

+1 (562) 985-0482

www.acecashexpress.com

Zak's Famous 24 Hour Pawn Shop

6767 Santa Monica Blvd, Los Angeles, CA 90038, USA

+1 (323) 957-9400

SafeAmerica Credit Union

6001 Gibraltar Dr, Pleasanton, CA 94588, USA

+1 (800) 972-0999

www.safeamerica.com

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